Luiz Carlos Trabuco Cappi: The Steady Hand That Has Been Loyal To Bradesco For Close To Five Decades

In recent years, Luiz Carlos Trabuco Cappi’s name has become synonymous with Bradesco. The current president has been with the company for an estimated 48 years, making him one of its longest serving servants. His destiny has long seemed tied to that of Bradesco. Just like the bank, Luiz Carlos Trabuco Cappi has his origins in the city of Marilia. Over the years, he has watched and learned from the bank’s previous presidents, including founder Amador Aguiar, his successor Lazaro Brandao and Luiz Carlos Trabuco Cappi’s successor, Marcio Cypriano. Few have had the opportunity to grow in a single institution for as long as he has had. As such, when he was appointed to lead one of the largest banks in Central and South America, many in the industry saw it as to be the right decision.

Academic Background and Career Beginnings
For his undergraduate studies, Luiz Carlos Trabuco Cappi attended the University of Sao Paulo and graduated with a degree in philosophy. He would continue with his post-graduate studies graduating with a master’s degree in socio-psychology from the Fundacao School of Sociology and Politics of Sao Paulo. Despite having no academic inclinations towards banking, Luiz Carlos Trabuco Cappi’s first job was as a clerk at Bradesco. He took the job in1969, aged only 18. After moving to the head office only two years later, he earned significant promotions in quick succession ultimately being named a department director in 1984 and vice president of Bradesco Seguros in 1999. By this juncture, he was among the most respected executives in the company and was thought to have a slight chance at being named the bank’s president. The position, however, went to his would be predecessor, Marcio Cypriano.

Taking the Reins at Bradesco Seguros
In 2003, only four short years after being named its Vice President, Luiz Carlos Trabuco Cappi was promoted to the position of Bradesco Seguros’s President. At the time of his appointment, Bradesco Seguros contributed an approximate 26% of the entire bank’s net profits. He immediately set out to expand the insurance company’s broker network with the goal of aggressively selling more policies. The strategy paid off greatly as he was able to grow the company’s market share in the insurance industry by about 2% and confirm its standing as the leading player in the sector. Additionally, he was able to grow the company’s contribution towards the bank’s profits by almost a tenth to stand at 35% of total earnings. His high performance at Bradesco Seguros got him twice named the insurance personality of the year.

Growing Bradesco
When Luiz Carlos Trabuco Cappi took over from Cypriano, the company had just come off a number of aggressive expansion cycles characterized by high-profile acquisitions of mid-sized banks. While Luiz Carlos Trabuco Cappi was tasked with building on Cypriano’s foundation and expand the bank further, there were almost no viable acquisition opportunities in the market at the time. As such, he decided to adopt an organic growth approach. Luiz Carlos Trabuco Cappi did, however, remain on the lookout for any good acquisition opportunities. When one such opportunity presented itself in 2015, the bank initiated a $5.2 billion purchase of HSBC Brazil. The deal was concluded in 2016, giving Bradesco a great boost over its competitors in the private banking sector.

Leadership Coaching
After being named President, among the immediate changes that Luiz Carlos Trabuco Cappi introduced at Bradesco was setting up a corporate university. With Luiz Carlos Trabuco Cappi highly involved, the university has empowered numerous executives in the organization to become better leaders.

Aloha Construction is Part of the Booming Residential segment of the construction industry

While there are many economic drivers in the US, the construction industry is far from ignorable. Going by the jobs—18,000— the sector created in July last year, and the number —6000—it set up in July this year despite the economic imbalance caused by presidential elections, one can only marvel at the resilience the industry is demonstrating. One factor that enables the construction industry to create many jobs each month is the presence of many small companies within it. Many companies are specializing in offering different services in the construction sector. For example, Aloha Construction has demonstrated an unparalleled ability to provide roofing and roof repair services capable of attaining A+ BBB rating. However, Aloha Construction is also known for other quality services such as guttering services, siding Services, door and window replacement Services.

Aloha Construction is proud to be part of the residential segment of the construction industry that is praised for creating over 6,000 jobs in July. The company focuses on Illinois and Southern Wisconsin. Since it was founded by Dave Farbaky who is the sitting CEO of the enterprise, Aloha Constructions has completed over 18,000 projects in the Lake Zurich and Bloomington region. Clients prefer to seek home repair services from Aloha Constructions because the company is known for three things: quality services, professionalism, and cost effectiveness.

Recently, Aloha Construction published an article that explained to homeowners how to take care of pets when their homes are being repaired. The company is well aware that paint, nails, and noise present in construction sites are harmful to dogs. The article received rave reviews from clients who linked the company’s attention to pets’ safety to thoroughness in their construction works. Part of the article encouraged pet owners to exercise with their pets, introduce new and fun games for pets, and maintain a routine that a pet is used to.

 

Kate Hudson’s Fabletics And The Power of Customer Reviews

It pays to stand out. With Kate Hudson and the brand she owns and is promoting, Fabletics, being able to stand out can generate a lot of positive reputation for any brand’s growth. In a report from Huffington Post, Kate Hudson’s Fabletics, an athletic and leisure clothes brand, this growth is even more successful with the help of the collaboration of singer Demi Lovato.

The brand right now earns a lot of success that since it started in 2013, it has now grown to over an astounding $235 million in revenue, or about 200% growth rate. According to Shawn Gold, the corporate Marketing Officer of Techstyle Fashion Group, which is Fabletic’s parent company, this success comes from how the brand has set itself apart by leveraging the use of customer and user reviews to draw in more crowd.

In the latest Brightlocal survey reports, a staggering 74% of the people interviewed responded that they are more likely to pursue a purchase after reading a series of customer reviews for the product they’re buying from its landing page. Fabletics understands this demand, and that is why it doesn’t stop in guaranteeing that their members will find an avenue to find and make user reviews for all the brand’s gear.

Kate Hudson’s Business Style

Kate Hudson‘s involvement as the partner in Fabletics’ growth ensures that the business’ communication line is always at its most efficient. It is Kate Hudson’s business style to address the communication issues between the brand and the customers that also spearheaded growth for Fabletics. With Kate’s business style, the brand has reached a top rating from Better Business Bureau in just 18 months.

It is also unique to Kate Hudson’s business take to ensure that the brand commits to quality assurance and guaranteed satisfaction to their customers, With Kate’s involvement, Fabletics reached a dramatic growth in 2014 to around a triple of its revenues. Between 2015-2016, the company grew to around 43%. The influence of Kate Hudson will also draw a projected growth this 2017 to around $250 million in total sales. Fabletics draws in today an impressive 1.2 million members for their products, which is a sign that while other retail brands are dwindling, Fabletics continues to see a growth of over 500%.

The good thing about having Kate Hudson as a partner for Fabletics is that she could invest a lot of time in developing the brand since day one. The founders of Fabletic noted that even in reviewing budgets or implementing a fantastic social media strategy, Kate Hudson showed enthusiasm in guaranteeing that the brand keeps up with the trends.

Kate Hudson also uses her creative and artistic skills that got her famous in the movie “Almost Famous” to design Fabletics’ most popular products. Her design aesthetics also satisfies Fabletics’ need to make the designs always fresh and authentic. Kate is even conscious about the sales growth happening every week and what clothes are selling and what are not.

Want to know which Fabletics atheleisure outfit fits you best? Take the Lifestyle Quiz and find out the best design and gear from Fabletics that will fit your lifestyle.

Black Friday week is still going strong! Shop the sale in stores and online. (Link in bio)

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Why Tall Thin People Aren’t The Ones Who Can Model, According to Brown Modelling Agency

Most people are familiar with the pop culture phenomenon that is known as America’s Next Top Model. The show was created and hosted for the majority of its seasons by supermodel Tyra Banks and follows a group young and largely inexperienced models as they jump through the hoops of various fashion-related challenges that are planned for them. Sometimes models that have appeared on America’s Next Top Model have had to deal with figuring out how to exude sophistication while posing with a large live tarantula on their wrists. Other models have had to pose underwater or even deal with the shock of posing nude. While the show is probably a dramatization of the fashion industry arguably it does get one thing right: new models need the guidance of an experienced fashion industry veteran to show them the ropes of the industry and give them the tools to succeed.

Aspiring models might find be tempted to run to the show’s next call for auditions. While it’s perfectly fine to audition for a show like America’s Next Top Model it is also important to note that there are other avenues to creating a career as a model in the fashion industry. A more reliable way of launching a fashion career would involve making a shortlist of local modeling and talent agencies and inquiring about how to land a contract with them. Modeling agencies like Brown agency in central Texas can offer aspiring models the guidance they need to create a career in fashion that they are proud of.

One of the great things about Brown Modeling agency is that the company appears to espouse an inclusive approach to the idea of what a model is. In a post on its site the agency addresses the notion that all models must be tall and thin. It points out that the industry often does require this from runway models but that the modeling industry is much larger than high fashion. There are also other areas of fashion such as “real life” campaigns which often call for real families where the currency of the candidates depends upon their authenticity. There is also what is known as commercial campaigns for television and print advertisements where the idea of a model regularly takes on a much broader definition.

According to Market Wired, Brown Modeling agency commercial modelling requires a much broader range of models because the brands and companies that hire them for ads are appealing to a wide variety of demographics. A commercial for a retirement home is trying to reach senior citizens and therefore a twentysomething blonde model who works in high fashion would not be the right fit. A commercial that is advertising nutritious produce to health conscious parents would likely prefer a middle aged model to play a mother and not a young model that might be cast in a Louis Vuitton campaign. Brown Modelling agency is able to provide services to a wide variety of models, whether they work in commercial modelling or high fashion, and help them reach their career goals.

Read more: https://www.crunchbase.com/person/justin-brown-5#/entity

 

Wellness through Technology- Jason Hope

Jason Hope can well be described as a technologist and an entrepreneur most people also refer to him as a thinker. Since he began his career Jason has been conducting several interviews with a variety of media personality. In the interviews, he has been shading light on his life as an investor and helping others who would wish to take the same path as his. Being a futurist he uses his skills and experience to look at the technology sector and predict where it is heading in the future. Mr. Hope has been looking at the current trend in the technology industry and trusts that the power of the internet is one of the most crucial factors when it comes to the future of the modern community.

Over an extended period of time, Jason has been assisting businesses as well as individuals who are up to capitalizing their ventures using the best technology skills and strategies in the future. Jason Hope was born and raised in Temple; after his High School graduation, he attended Arizona State University where he graduated with a degree in Finance and later an MBA from ASU’s W.P Carey School of Business. In an interview, Mr. Hope said that he began getting ideas from a young age while still a student something that has helped him grow in Jason Hope career as technologist. Jason is not only an investor but he is also a humanitarian who has been active in the society.

Through his philanthropy, Jason has been studying on anti-aging through defensive measures. He has been helping the community through his foundation; SENS Foundation. During an interview, Mr. Jason mentioned that his organization is unique in the sense of not only offering therapy methods but it goes to an extent of slowing down aging process through technology. The firm has been working toward slowing diseases such as lung cancer, heart diseases, and respiratory complications. For more info about us: http://inspirery.com/jason-hope/ click here.

Betsy DeVos: Giving Parents Back Control of Education

Betsy DeVos, Secretary of Education for the United States, is well-known for her philanthropist efforts in the field of public education. As a reformer, she has long been politically involved in securing a better system for quality education for all children, regardless of their background or circumstances. Her interest in the education system began in her early childhood, with her mother as a public school teacher. And later, she began digging even deeper when her own children went to school and she became a first-hand witness to the unfairness of the system. This, coupled with the example of hard-working leaders in her hometown, motivated her to act, and she became a mentor for children at risk in Grand Rapids schools. After filling this capacity for 15 years, DeVos became a leader in the reformist movement to provide better education choices for children, as well as more options for parents. DeVos received her Bachelor of Arts degree from Calvin College in Grand Rapids, Michigan, and is married to Dick DeVos, who is also politically active. Together they founded the Windquest Group, a firm dedicated to enterprise and investment management. Visit the website U.S. Department of Education to know more.

They became publicly and politically involved in the education movement in 1990, when Dick Devos was elected for the State Board of Education in Michigan. At the same time, Betsy DeVos, known for her philanthropy, served on the boards of Children First America, and the American Education Reform Council; both charities which were aiming to improve educational choice through measures such as vouchers or tax forms. After a setback in 2000, when they attempted to change the Michigan state constitution to allow vouchers and tax-credit scholarships, Betsy DeVos founded the Great Lakes Education Project, which is today known as the American Federation for Children, on which she is chairman. She also chaired for the All Children Matter organization, which her husband worked together with John Walton to create. However, after looking at their many organizations that they were affiliated with, they determined to organize their main efforts to make a smoother-working movement. After a bit of work, they have experienced great success with American Federation for Children as an umbrella organization, affiliated with the Alliance for School Choice.

As the 11th Secretary of Education, Betsy DeVos plans to work with President Trump to continue the education reform movement. Having had success in empowering parents with new education choices in twenty-five states, as well as the District of Columbia, DeVos is committed to providing higher education choices for students on a career path and education settings control to parents by returning control of education to states and localities. Her aim is to provide both parents and students with safe, quality education.

Read more: http://www.mlive.com/news/grand-rapids/index.ssf/2017/01/dick_and_betsy_devos_lift_the.html

Dick DeVos is Highly Philanthropic

Dick DeVos and his wife Betsy have been misjudged by many for their political giving. The couple is criticized for giving too much to political parties and related political agendas. However, what most people forget is that the couple gives more towards charity than towards politics. In fact, statistics reveal that the amount of money Dick and Betsy give for politics is pocket change in comparison to the amount they give towards charity.

To Betsy and Dick DeVos, giving is a lifestyle they developed from their family roots. Case in point, Rich DeVos, Dick’s father, was named by Forbes among the highest givers in history. He and his children gave $104million in charitable donations in 2015. Politically, Dick also has a record for being highly philanthropic. On the other hand, Edgar Prince, Betsy’s dad, who was an industrialist in Holland, was also highly benevolent. He was reputable both in charitable and political giving. Conclusively, Betsy and Dick are genetically coded to give.

Despite the great giving, the couple does not just give for fun; they give towards courses that would change the future of America. Case in point, they claim to love giving towards education as changing the life of a child changes a whole generation. In an interview, Dick DeVos argued that he felt that the old public school system was not permissive enough to the growth of American kids. Consequently, the couple chooses to give to alternative schools: charter and vouchers school. These kinds of schools are reputable for introducing new systems where the students can choose their type of programs. The couple also feels that the old system fails to help students attain the American dream. The couple also realized that most parents who enrolled their students in charter and vouchers school hardly had enough to pay the tuition fees for their kids. Nevertheless, the parents go out of their ways to pay for the children since the schools offer safer environments than the cheaper public schools. As a result, Dick and Betsy help some of these parents to pay the tuition fees in many such schools across America

Dick DeVos

Dick DeVos is the oldest song of Rich DeVos, who was a co-founder of Amway Corporation. Dick was accorded a role in Amway In 1974, where he has since then held various positions. In 1984, Dick was promoted to the vice president’s post in the company, overseeing all the operations in the 18 countries, where the firm operated. Richard DeVos wanted Dick to gain the necessary information and knowledge needed to run the company. In 1989, Dick left Amway to launch his business named Windquest Group, which he and his wife co-run. However, in 1989, Dick returned to Amway as the company president leaving Betsy as Windquest’s President.

 

Grupo RBS CEO, Duda Melzer: A Formidable Force in the Digital Communication Industry

Grupo RBS, a media conglomerate company and is listed as one of the largest firms dealing with multimedia communications in Brazil. It was founded in 1957 by his grandfather. The media powerhouse hosts myriad radio and television stations. Moreover, the group is popularly recognized for publishing newspapers and online journals that offer informative journalistic and entertainment articles. In fact, it is the second highest employer of journalists in Brazil.

About Eduardo Sirotsky Melzer

Duda Melzer, as he is commonly known, was born on May 13, 1972. At 26 years old, Melzer received a degree in Business Administration from Pontifical Catholic University in the Rio Grande do Sul. Four years later, he became a Master’s degree holder in the same faculty. This time, however, he obtained it from Harvard University. Check out Clicrbs to know more.

His career began in Brazil as a financial and franchise consultant. Having exponentially advanced in this realm, he became a master franchiser in the renowned Sweet Sweet Way multinational company. Even so, he has been a prominent figure in the media communication industry having been an active member of the Panel of Ethics in the National Committee for Advertising Self-Regulation and the Executive Assembly of the Standard Customs.

His professional contributions in Grupo RBS started in 2004 as CEO for the national market. In 2008, he became the deputy president in the Marketing Department. Two years following this appointment, he rose up to the rank of executive deputy president of the company. Eventually, he became the executive chairman of Grupo RBS in 2012. In 2016, he began acting, in full capacity, as the Board of Directors chair.

Career Awards

Eduardo Sirotsky Melzer was awarded the Cabore Award in the Professional Vehicle class in 2006. Three years later, he was highlighted in the Executive Vehicle class by the Brazilian Ad Association. Additionally, in 2011, he was the recipient of the Coletive. Net Prize in the Strategic Marketing Management/ Media group category. 2015 became a feting milestone as he was prized with a Merit Award in Management from the Local Management Council of Rio Grande do Sul, and selected as a leader at Cambridge Institute for Family Business. Follow him on Twitter

See more: http://g1.globo.com/rs/rio-grande-do-sul/jornal-do-almoco/videos/v/presidente-do-grupo-rbs-eduardo-sirotsky-melzer-falar-sobre-a-transformacao-da-zh/3321858/

Agora Financial, Keep Calm and Start Earning

With the current state of affairs going on the in the world today there has never been a better time to make sure your money is safe and invested properly. Whether its terrorism, cyber-attacks, crashing world markets or unstable world leaders you have to ensure you are prepared for any scenario. The people at Agora Financial are here to help. If you are concerned about being able to provide for your family, put your kids through college, or have that nest egg tucked away when it’s time to retire Agora Financial have the right people in place to give you the best information available.

Being able to trust an investment manager or financial advisor is always a risk because a lot of times they are only concerned about their bottom line and commissions. The research performed at Agora Financial is 100% unbiased because they don’t accept money or bribes from companies or investors. That means you are getting the accurate information you need to make a sound judgement. Building wealth and managing money is what Agora Financial is all about and with over 20 publications dealing with a variety of topics from wealth protection to secrets of generating revenue you will always have what you need at your fingertips.

Agora Financial became an LLC in 2004 and still provides one of the first free financial e-letters. Through the years they have been recognized by their BOLD and usually correct predictions about the markets, and economic forecasts.

So what are you waiting for? Head over to Agora Financial and get started earning for your future.

For more information follow Agora Financial on Facebook and check out their YouTube channel.

Whitney Wolfe Explores Social Media In Depth

No one can accuse Whitney Wolfe of not doing her homework. When it comes to social media she is exploring all of the different avenues in which Bumble can function. This is the company that she created based on the dating app that she wanted to start. The dating portion of her app environment would be the thing that led people to Bumble, but now Whitney Wolfe is exploring options for building friendships and networking with other business professionals.

The fact that Whitney Wolfe wanted to explore new territory outside of the dating app world is commendable. It would have been easy for her to stay within the comfort zone of the dating app industry. After all, this is something that she had already mastered dating apps. As someone that was a co-creator of the wildly popular dating app called Tinder it was obvious that Whitney Wolfe had a certain skill set for dating apps.

When she decided to endeavor into networking apps and friendship building applications it would be a whole new ballgame for her. Whitney Wolfe would have to do research and study apps that were created for these purposes. She would have to put time into seeing what the platform for LinkedIn and other apps like Facebook looked like.

It would be a very interesting journey for Whitney Wolfe to expand her dating app business in this way, but she has clearly been interested in doing this because she has continued to go forth with these ideas. Whitney Wolfe is someone that has taken a risk and explored possibilities for greater growth with Bumble. She has definitely been able to branch out and gain a following because she created something different. Now Whitney Wolfe has a fanbase of people that want to take the ride along with her.

Read more on BusinessInsider.com